Tips and insights on credit card spending, rewards strategy, and smarter personal finance.
One big purchase shouldn't make CardTotal think you're wildly overspending every day. The Outlier Threshold setting keeps your daily pacing signal clean and your projected close date realistic.
The most significant accuracy update in CardTotal's history — per-card spending limits, a delta ledger that learns your habits, outlier detection, and smarter projections.
Looking for a Mint alternative focused on credit card spending? Learn why CardTotal was built to track rewards cards, maximize points, and simplify monthly spending — no manual categorization required.